/* ============================================
   ACERTA PRIME SEGUROS - STYLESHEET
   Paleta: Azul-marinho #1e3a5f / Verde #4ab947 / Laranja #f47920
   ============================================ */

:root {
    --navy: #1e3a5f;
    --navy-dark: #142845;
    --navy-light: #2d5184;
    --green: #4ab947;
    --green-dark: #3a9438;
    --green-light: #5dc95a;
    --orange: #f47920;
    --orange-dark: #d96510;
    --white: #ffffff;
    --gray-50: #f8fafc;
    --gray-100: #f1f5f9;
    --gray-200: #e2e8f0;
    --gray-300: #cbd5e1;
    --gray-400: #94a3b8;
    --gray-500: #64748b;
    --gray-600: #475569;
    --gray-700: #334155;
    --gray-800: #1e293b;
    --gray-900: #0f172a;
    --shadow-sm: 0 1px 3px rgba(0,0,0,0.08);
    --shadow: 0 4px 6px rgba(0,0,0,0.07), 0 2px 4px rgba(0,0,0,0.05);
    --shadow-md: 0 10px 15px rgba(0,0,0,0.08), 0 4px 6px rgba(0,0,0,0.05);
    --shadow-lg: 0 20px 25px rgba(0,0,0,0.1), 0 10px 10px rgba(0,0,0,0.04);
    --shadow-xl: 0 25px 50px rgba(0,0,0,0.15);
    --radius-sm: 6px;
    --radius: 10px;
    --radius-lg: 16px;
    --radius-xl: 24px;
    --transition: all 0.3s cubic-bezier(0.4, 0, 0.2, 1);
}

/* RESET */
*, *::before, *::after {
    box-sizing: border-box;
    margin: 0;
    padding: 0;
}

html {
    scroll-behavior: smooth;
    scroll-padding-top: 90px;
}

body {
    font-family: 'Inter', -apple-system, BlinkMacSystemFont, sans-serif;
    font-size: 16px;
    line-height: 1.6;
    color: var(--gray-700);
    background: var(--white);
    overflow-x: hidden;
}

h1, h2, h3, h4, h5, h6 {
    font-family: 'Poppins', sans-serif;
    color: var(--navy);
    line-height: 1.25;
    font-weight: 700;
}

a {
    color: var(--navy);
    text-decoration: none;
    transition: var(--transition);
}

a:hover {
    color: var(--green);
}

img {
    max-width: 100%;
    height: auto;
    display: block;
}

ul {
    list-style: none;
}

.container {
    max-width: 1240px;
    margin: 0 auto;
    padding: 0 24px;
}

.text-green { color: var(--green); }
.text-orange { color: var(--orange); }
.text-navy { color: var(--navy); }

/* ===== BUTTONS ===== */
.btn {
    display: inline-flex;
    align-items: center;
    justify-content: center;
    gap: 10px;
    padding: 12px 24px;
    border-radius: var(--radius);
    font-family: 'Poppins', sans-serif;
    font-weight: 600;
    font-size: 15px;
    border: none;
    cursor: pointer;
    transition: var(--transition);
    text-decoration: none;
    white-space: nowrap;
}

.btn-primary {
    background: linear-gradient(135deg, var(--green) 0%, var(--green-dark) 100%);
    color: var(--white);
    box-shadow: 0 4px 14px rgba(74, 185, 71, 0.35);
}

.btn-primary:hover {
    transform: translateY(-2px);
    box-shadow: 0 8px 20px rgba(74, 185, 71, 0.45);
    color: var(--white);
}

.btn-secondary {
    background: var(--navy);
    color: var(--white);
}

.btn-secondary:hover {
    background: var(--navy-dark);
    color: var(--white);
    transform: translateY(-2px);
}

.btn-whatsapp {
    background: #25D366;
    color: var(--white);
    box-shadow: 0 4px 14px rgba(37, 211, 102, 0.35);
}

.btn-whatsapp:hover {
    background: #1ebe5b;
    color: var(--white);
    transform: translateY(-2px);
}

.btn-white {
    background: var(--white);
    color: var(--navy);
}

.btn-white:hover {
    background: var(--gray-100);
    transform: translateY(-2px);
}

.btn-outline-white {
    background: transparent;
    color: var(--white);
    border: 2px solid rgba(255,255,255,0.4);
}

.btn-outline-white:hover {
    background: rgba(255,255,255,0.1);
    border-color: var(--white);
    color: var(--white);
}

.btn-lg {
    padding: 16px 32px;
    font-size: 16px;
}

.btn-block {
    width: 100%;
}

/* ===== TOPBAR ===== */
.topbar {
    background: var(--navy-dark);
    color: rgba(255,255,255,0.85);
    font-size: 13px;
    padding: 9px 0;
}

.topbar-inner {
    display: flex;
    justify-content: space-between;
    align-items: center;
}

.topbar-left {
    display: flex;
    gap: 22px;
}

.topbar-left span {
    display: inline-flex;
    align-items: center;
    gap: 6px;
}

.topbar-left a,
.topbar-left span a {
    color: rgba(255,255,255,0.85);
}

.topbar-left i {
    color: var(--green);
}

.topbar-right {
    display: flex;
    align-items: center;
    gap: 10px;
}

.topbar-right a {
    color: rgba(255,255,255,0.85);
    width: 28px;
    height: 28px;
    border-radius: 50%;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    transition: var(--transition);
    font-size: 12px;
}

.topbar-right a:hover {
    background: var(--green);
    color: var(--white);
}

.hide-mobile {
    display: inline-flex;
}

/* ===== HEADER ===== */
.header {
    background: var(--white);
    box-shadow: 0 1px 0 rgba(0,0,0,0.04);
    position: sticky;
    top: 0;
    z-index: 1000;
    transition: var(--transition);
}

.header.scrolled {
    box-shadow: var(--shadow);
}

.header-inner {
    display: flex;
    align-items: center;
    justify-content: space-between;
    padding: 14px 24px;
    gap: 32px;
}

/* Logo — preserva proporção, com altura confortável */
.logo {
    display: inline-flex;
    align-items: center;
    flex-shrink: 0;
    line-height: 0;
}

.logo img {
    height: 64px;
    width: auto;
    max-width: 220px;
    object-fit: contain;
    display: block;
}

/* Menu mais leve e harmonioso */
.nav {
    flex: 1;
    display: flex;
    justify-content: center;
}

.nav ul {
    display: flex;
    gap: 2px;
    align-items: center;
}

.nav > ul > li > a {
    display: inline-flex;
    align-items: center;
    padding: 8px 14px;
    color: var(--gray-700);
    font-weight: 500;
    font-size: 14px;
    letter-spacing: 0.2px;
    border-radius: var(--radius-sm);
    font-family: 'Inter', sans-serif;
    position: relative;
    transition: color 0.2s ease;
}

.nav > ul > li > a::after {
    content: '';
    position: absolute;
    bottom: 2px;
    left: 50%;
    width: 0;
    height: 2px;
    background: var(--green);
    transition: all 0.25s ease;
    transform: translateX(-50%);
    border-radius: 2px;
}

.nav > ul > li > a:hover,
.nav > ul > li > a.active {
    color: var(--green);
    background: transparent;
}

.nav > ul > li > a:hover::after,
.nav > ul > li > a.active::after {
    width: 20px;
}

.header-cta {
    display: flex;
    align-items: center;
    gap: 12px;
    flex-shrink: 0;
}

.header-cta .btn-primary {
    padding: 10px 22px;
    font-size: 14px;
}

.menu-toggle {
    display: none;
    background: transparent;
    color: var(--navy);
    border: 1.5px solid var(--gray-200);
    width: 42px;
    height: 42px;
    border-radius: var(--radius-sm);
    font-size: 18px;
    cursor: pointer;
    transition: var(--transition);
}

.menu-toggle:hover {
    background: var(--navy);
    color: var(--white);
    border-color: var(--navy);
}

/* ===== HERO ===== */
.hero {
    position: relative;
    background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 60%, var(--navy) 100%);
    color: var(--white);
    padding: 70px 0 90px;
    overflow: hidden;
}

.hero-bg {
    position: absolute;
    inset: 0;
    background-image:
        radial-gradient(circle at 20% 30%, rgba(74,185,71,0.18) 0%, transparent 50%),
        radial-gradient(circle at 80% 70%, rgba(244,121,32,0.12) 0%, transparent 50%);
    pointer-events: none;
}

.hero-bg::after {
    content: '';
    position: absolute;
    inset: 0;
    background-image:
        linear-gradient(rgba(255,255,255,0.04) 1px, transparent 1px),
        linear-gradient(90deg, rgba(255,255,255,0.04) 1px, transparent 1px);
    background-size: 50px 50px;
    mask-image: radial-gradient(ellipse at center, black 30%, transparent 70%);
    -webkit-mask-image: radial-gradient(ellipse at center, black 30%, transparent 70%);
}

.hero-inner {
    position: relative;
    display: grid;
    grid-template-columns: 1.1fr 0.9fr;
    gap: 50px;
    align-items: center;
}

.hero-badge {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    background: rgba(74,185,71,0.18);
    border: 1px solid rgba(74,185,71,0.4);
    color: var(--green-light);
    padding: 8px 16px;
    border-radius: 100px;
    font-size: 13px;
    font-weight: 600;
    margin-bottom: 20px;
}

.hero h1 {
    color: var(--white);
    font-size: clamp(2rem, 4vw, 3.4rem);
    line-height: 1.15;
    font-weight: 800;
    margin-bottom: 20px;
}

.highlight-green {
    color: var(--green);
    position: relative;
    display: inline-block;
}

.highlight-orange {
    color: var(--orange);
    position: relative;
    display: inline-block;
}

.hero-sub {
    font-size: 18px;
    color: rgba(255,255,255,0.85);
    margin-bottom: 24px;
    max-width: 540px;
}

.hero-features {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 10px;
    margin-bottom: 30px;
    max-width: 540px;
}

.hero-features li {
    display: flex;
    align-items: center;
    gap: 8px;
    color: rgba(255,255,255,0.9);
    font-size: 14.5px;
}

.hero-features i {
    color: var(--green);
    font-size: 16px;
}

.hero-actions {
    display: flex;
    gap: 14px;
    margin-bottom: 36px;
    flex-wrap: wrap;
}

.hero-trust {
    display: flex;
    gap: 32px;
    padding-top: 24px;
    border-top: 1px solid rgba(255,255,255,0.15);
}

.trust-item strong {
    display: block;
    font-size: 26px;
    color: var(--green);
    font-family: 'Poppins', sans-serif;
    font-weight: 800;
}

.trust-item span {
    font-size: 13px;
    color: rgba(255,255,255,0.7);
}

/* ===== QUOTE CARD ===== */
.quote-card {
    background: var(--white);
    border-radius: var(--radius-lg);
    box-shadow: var(--shadow-xl);
    overflow: hidden;
}

.quote-tabs {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    background: var(--gray-100);
}

.tab-btn {
    background: transparent;
    border: none;
    padding: 16px 8px;
    font-family: 'Poppins', sans-serif;
    font-weight: 600;
    font-size: 14px;
    color: var(--gray-600);
    cursor: pointer;
    display: flex;
    flex-direction: column;
    align-items: center;
    gap: 6px;
    transition: var(--transition);
    border-bottom: 3px solid transparent;
}

.tab-btn i {
    font-size: 18px;
}

.tab-btn:hover {
    color: var(--navy);
}

.tab-btn.active {
    background: var(--white);
    color: var(--green);
    border-bottom-color: var(--green);
}

.quote-body {
    padding: 30px;
}

.quote-body h3 {
    font-size: 22px;
    margin-bottom: 6px;
}

.quote-sub {
    color: var(--gray-500);
    font-size: 14px;
    margin-bottom: 22px;
}

.form-group {
    margin-bottom: 16px;
}

.form-group label {
    display: block;
    font-size: 13px;
    font-weight: 600;
    color: var(--gray-700);
    margin-bottom: 6px;
}

.form-row {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 14px;
}

.input-icon {
    position: relative;
}

.input-icon i {
    position: absolute;
    left: 14px;
    top: 50%;
    transform: translateY(-50%);
    color: var(--gray-400);
    font-size: 14px;
}

.input-icon input {
    padding-left: 40px !important;
}

.quote-form input,
.quote-form select,
.contact-form input,
.contact-form select,
.contact-form textarea {
    width: 100%;
    padding: 12px 14px;
    border: 1.5px solid var(--gray-200);
    border-radius: var(--radius-sm);
    font-size: 14.5px;
    font-family: inherit;
    transition: var(--transition);
    background: var(--white);
}

.quote-form input:focus,
.contact-form input:focus,
.contact-form select:focus,
.contact-form textarea:focus {
    outline: none;
    border-color: var(--green);
    box-shadow: 0 0 0 3px rgba(74,185,71,0.12);
}

.form-disclaimer {
    text-align: center;
    font-size: 12px;
    color: var(--gray-500);
    margin-top: 12px;
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 6px;
}

.form-disclaimer i {
    color: var(--green);
}

/* ===== TRUST BAR ===== */
.trust-bar {
    background: var(--white);
    padding: 30px 0;
    border-bottom: 1px solid var(--gray-100);
    position: relative;
    margin-top: -1px;
}

.trust-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}

.trust-card {
    display: flex;
    align-items: center;
    gap: 14px;
}

.trust-card i {
    width: 50px;
    height: 50px;
    background: rgba(74,185,71,0.12);
    color: var(--green);
    border-radius: 50%;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
}

.trust-card strong {
    display: block;
    font-family: 'Poppins', sans-serif;
    color: var(--navy);
    font-size: 16px;
}

.trust-card span {
    font-size: 13px;
    color: var(--gray-500);
}

/* ===== SECTION ===== */
.section {
    padding: 90px 0;
}

.section-header {
    text-align: center;
    max-width: 720px;
    margin: 0 auto 60px;
}

.section-tag {
    display: inline-block;
    background: rgba(74,185,71,0.12);
    color: var(--green-dark);
    padding: 6px 16px;
    border-radius: 100px;
    font-size: 13px;
    font-weight: 600;
    margin-bottom: 16px;
    text-transform: uppercase;
    letter-spacing: 0.5px;
}

.section-header h2 {
    font-size: clamp(1.8rem, 3vw, 2.6rem);
    margin-bottom: 14px;
}

.section-header p {
    font-size: 17px;
    color: var(--gray-500);
}

/* ===== SEGUROS GRID ===== */
.seguros-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
}

.seguro-card {
    background: var(--white);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-lg);
    padding: 30px 26px;
    transition: var(--transition);
    position: relative;
    overflow: hidden;
}

.seguro-card::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--green), var(--orange));
    transform: scaleX(0);
    transform-origin: left;
    transition: var(--transition);
}

.seguro-card:hover {
    transform: translateY(-6px);
    box-shadow: var(--shadow-lg);
    border-color: transparent;
}

.seguro-card:hover::before {
    transform: scaleX(1);
}

.seguro-icon {
    width: 64px;
    height: 64px;
    background: linear-gradient(135deg, rgba(74,185,71,0.15), rgba(74,185,71,0.05));
    color: var(--green);
    border-radius: var(--radius);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 28px;
    margin-bottom: 18px;
    transition: var(--transition);
}

.seguro-card:hover .seguro-icon {
    background: var(--green);
    color: var(--white);
    transform: scale(1.05);
}

.seguro-card h3 {
    font-size: 19px;
    margin-bottom: 10px;
}

.seguro-card > p {
    font-size: 14.5px;
    color: var(--gray-500);
    margin-bottom: 16px;
    line-height: 1.6;
}

.seguro-card ul {
    margin-bottom: 20px;
}

.seguro-card ul li {
    display: flex;
    align-items: center;
    gap: 8px;
    padding: 4px 0;
    font-size: 14px;
    color: var(--gray-700);
}

.seguro-card ul i {
    color: var(--green);
    font-size: 12px;
}

.seguro-link {
    display: inline-flex;
    align-items: center;
    gap: 8px;
    color: var(--green);
    font-weight: 600;
    font-size: 14.5px;
    font-family: 'Poppins', sans-serif;
}

.seguro-link i {
    transition: var(--transition);
}

.seguro-link:hover {
    color: var(--orange);
}

.seguro-link:hover i {
    transform: translateX(4px);
}

/* ===== WHY US ===== */
.why-us {
    background: var(--gray-50);
}

.why-grid {
    display: grid;
    grid-template-columns: 1fr 1fr;
    gap: 60px;
    align-items: center;
}

.why-content .section-tag {
    margin-bottom: 14px;
}

.why-content h2 {
    font-size: clamp(1.8rem, 3vw, 2.4rem);
    margin-bottom: 16px;
}

.why-desc {
    color: var(--gray-500);
    font-size: 16px;
    margin-bottom: 32px;
}

.why-items {
    display: grid;
    gap: 20px;
}

.why-item {
    display: flex;
    gap: 16px;
    align-items: flex-start;
}

.why-icon {
    width: 52px;
    height: 52px;
    background: var(--white);
    border-radius: var(--radius);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    color: var(--green);
    font-size: 22px;
    box-shadow: var(--shadow-sm);
    flex-shrink: 0;
}

.why-item h4 {
    font-size: 17px;
    margin-bottom: 4px;
}

.why-item p {
    font-size: 14.5px;
    color: var(--gray-500);
    margin: 0;
}

.why-image {
    position: relative;
    min-height: 480px;
    display: flex;
    align-items: center;
    justify-content: center;
}

.why-illustration {
    width: 360px;
    height: 360px;
    background: linear-gradient(135deg, var(--navy), var(--navy-light));
    border-radius: 50%;
    display: flex;
    align-items: center;
    justify-content: center;
    color: var(--white);
    font-size: 140px;
    position: relative;
    box-shadow: var(--shadow-xl);
}

.why-illustration::before {
    content: '';
    position: absolute;
    inset: -20px;
    border: 2px dashed rgba(74,185,71,0.3);
    border-radius: 50%;
    animation: rotate 20s linear infinite;
}

@keyframes rotate {
    to { transform: rotate(360deg); }
}

.why-card-float {
    position: absolute;
    background: var(--white);
    padding: 16px 20px;
    border-radius: var(--radius);
    box-shadow: var(--shadow-lg);
    display: flex;
    align-items: center;
    gap: 12px;
    z-index: 2;
}

.why-card-float i {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 18px;
}

.why-card-float.card-1 {
    top: 40px;
    left: 0;
}

.why-card-float.card-1 i {
    background: rgba(74,185,71,0.15);
    color: var(--green);
}

.why-card-float.card-2 {
    bottom: 40px;
    right: 0;
}

.why-card-float.card-2 i {
    background: rgba(244,121,32,0.15);
    color: var(--orange);
}

.why-card-float strong {
    display: block;
    font-family: 'Poppins', sans-serif;
    color: var(--navy);
    font-size: 16px;
}

.why-card-float span {
    font-size: 12px;
    color: var(--gray-500);
}

/* ===== HOW IT WORKS ===== */
.how-works {
    background: var(--white);
}

.steps {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    position: relative;
    margin-bottom: 50px;
}

.steps::before {
    content: '';
    position: absolute;
    top: 40px;
    left: 12%;
    right: 12%;
    height: 2px;
    background: repeating-linear-gradient(90deg, var(--green) 0 8px, transparent 8px 14px);
    z-index: 0;
}

.step {
    text-align: center;
    position: relative;
    z-index: 1;
}

.step-number {
    width: 36px;
    height: 36px;
    background: var(--orange);
    color: var(--white);
    border-radius: 50%;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-family: 'Poppins', sans-serif;
    margin-bottom: -18px;
    position: relative;
    z-index: 2;
    box-shadow: 0 4px 14px rgba(244,121,32,0.4);
}

.step-icon {
    width: 80px;
    height: 80px;
    background: var(--white);
    color: var(--green);
    border: 3px solid var(--green);
    border-radius: 50%;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 32px;
    margin-bottom: 20px;
    transition: var(--transition);
}

.step:hover .step-icon {
    background: var(--green);
    color: var(--white);
    transform: scale(1.05);
}

.step h3 {
    font-size: 18px;
    margin-bottom: 8px;
}

.step p {
    font-size: 14.5px;
    color: var(--gray-500);
}

.how-cta {
    text-align: center;
}

/* ===== PARCEIROS ===== */
.parceiros {
    background: var(--gray-50);
}

.parceiros-grid {
    display: grid;
    grid-template-columns: repeat(8, 1fr);
    gap: 16px;
}

.parceiro-logo {
    background: var(--white);
    padding: 24px 16px;
    border-radius: var(--radius);
    text-align: center;
    font-family: 'Poppins', sans-serif;
    font-weight: 600;
    color: var(--gray-500);
    font-size: 13px;
    border: 1px solid var(--gray-200);
    transition: var(--transition);
    display: flex;
    align-items: center;
    justify-content: center;
    min-height: 80px;
}

.parceiro-logo:hover {
    background: var(--navy);
    color: var(--white);
    border-color: var(--navy);
    transform: translateY(-4px);
    box-shadow: var(--shadow-md);
}

/* ===== CTA BANNER ===== */
.cta-banner {
    background: linear-gradient(135deg, var(--navy) 0%, var(--navy-light) 100%);
    color: var(--white);
    padding: 60px 0;
    position: relative;
    overflow: hidden;
}

.cta-banner::before {
    content: '';
    position: absolute;
    top: -50%;
    right: -10%;
    width: 600px;
    height: 600px;
    background: radial-gradient(circle, rgba(74,185,71,0.15), transparent 60%);
    border-radius: 50%;
}

.cta-banner::after {
    content: '';
    position: absolute;
    bottom: -50%;
    left: -10%;
    width: 500px;
    height: 500px;
    background: radial-gradient(circle, rgba(244,121,32,0.12), transparent 60%);
    border-radius: 50%;
}

.cta-banner-inner {
    position: relative;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 40px;
    flex-wrap: wrap;
    z-index: 1;
}

.cta-banner h2 {
    color: var(--white);
    font-size: clamp(1.6rem, 2.6vw, 2.2rem);
    margin-bottom: 8px;
}

.cta-banner p {
    color: rgba(255,255,255,0.85);
    font-size: 16px;
}

.cta-banner-actions {
    display: flex;
    gap: 14px;
    flex-wrap: wrap;
}

/* ===== DEPOIMENTOS ===== */
.depoimentos {
    background: var(--white);
}

.depoimentos-grid {
    display: grid;
    grid-template-columns: repeat(4, 1fr);
    gap: 24px;
    margin-bottom: 50px;
}

.depoimento-card {
    background: var(--white);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius-lg);
    padding: 28px;
    transition: var(--transition);
    position: relative;
}

.depoimento-card::before {
    content: '\201C';
    position: absolute;
    top: 16px;
    right: 24px;
    font-size: 60px;
    color: rgba(74,185,71,0.2);
    font-family: Georgia, serif;
    line-height: 1;
}

.depoimento-card:hover {
    transform: translateY(-4px);
    box-shadow: var(--shadow-md);
    border-color: transparent;
}

.stars {
    display: flex;
    gap: 2px;
    color: #ffb800;
    margin-bottom: 14px;
    font-size: 14px;
}

.depoimento-card > p {
    color: var(--gray-700);
    font-size: 14.5px;
    line-height: 1.7;
    margin-bottom: 22px;
}

.depoimento-author {
    display: flex;
    align-items: center;
    gap: 12px;
    padding-top: 18px;
    border-top: 1px solid var(--gray-100);
}

.author-avatar {
    width: 44px;
    height: 44px;
    border-radius: 50%;
    background: linear-gradient(135deg, var(--green), var(--green-dark));
    color: var(--white);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-weight: 700;
    font-family: 'Poppins', sans-serif;
    font-size: 14px;
}

.depoimento-author strong {
    display: block;
    color: var(--navy);
    font-family: 'Poppins', sans-serif;
    font-size: 14.5px;
}

.depoimento-author span {
    font-size: 12.5px;
    color: var(--gray-500);
}

.depoimentos-rating {
    display: flex;
    align-items: center;
    justify-content: center;
    gap: 24px;
    background: var(--gray-50);
    padding: 30px;
    border-radius: var(--radius-lg);
    max-width: 600px;
    margin: 0 auto;
}

.rating-big {
    font-family: 'Poppins', sans-serif;
    font-size: 56px;
    font-weight: 800;
    color: var(--green);
    line-height: 1;
}

.rating-big span {
    font-size: 24px;
    color: var(--gray-400);
}

.depoimentos-rating .stars {
    font-size: 18px;
    margin-bottom: 6px;
}

.depoimentos-rating p {
    color: var(--gray-500);
    font-size: 14px;
    margin: 0;
}

/* ===== FAQ ===== */
.faq {
    background: var(--gray-50);
}

.faq-list {
    max-width: 820px;
    margin: 0 auto;
    display: grid;
    gap: 12px;
}

.faq-item {
    background: var(--white);
    border: 1px solid var(--gray-200);
    border-radius: var(--radius);
    overflow: hidden;
    transition: var(--transition);
}

.faq-item[open] {
    border-color: var(--green);
    box-shadow: var(--shadow-sm);
}

.faq-item summary {
    padding: 20px 26px;
    font-family: 'Poppins', sans-serif;
    font-weight: 600;
    color: var(--navy);
    cursor: pointer;
    list-style: none;
    display: flex;
    justify-content: space-between;
    align-items: center;
    gap: 16px;
    font-size: 15.5px;
}

.faq-item summary::-webkit-details-marker {
    display: none;
}

.faq-item summary::after {
    content: '\f078';
    font-family: 'Font Awesome 6 Free';
    font-weight: 900;
    color: var(--green);
    transition: var(--transition);
    font-size: 13px;
}

.faq-item[open] summary::after {
    transform: rotate(180deg);
}

.faq-item p {
    padding: 0 26px 22px;
    color: var(--gray-600);
    font-size: 14.5px;
    line-height: 1.7;
}

/* ===== CONTACT ===== */
.contact {
    background: var(--white);
}

.contact-grid {
    display: grid;
    grid-template-columns: 1fr 1.2fr;
    gap: 60px;
    align-items: start;
}

.contact-info .section-tag {
    margin-bottom: 14px;
}

.contact-info h2 {
    font-size: clamp(1.8rem, 3vw, 2.4rem);
    margin-bottom: 16px;
}

.contact-info > p {
    color: var(--gray-500);
    margin-bottom: 30px;
}

.contact-items {
    display: grid;
    gap: 20px;
}

.contact-item {
    display: flex;
    align-items: center;
    gap: 16px;
}

.contact-icon {
    width: 52px;
    height: 52px;
    background: linear-gradient(135deg, var(--green), var(--green-dark));
    color: var(--white);
    border-radius: var(--radius);
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 20px;
    flex-shrink: 0;
}

.contact-item strong {
    display: block;
    color: var(--navy);
    font-family: 'Poppins', sans-serif;
    font-size: 15px;
    margin-bottom: 2px;
}

.contact-item span,
.contact-item a {
    display: block;
    color: var(--gray-600);
    font-size: 14.5px;
    line-height: 1.5;
    text-decoration: none;
    transition: var(--transition);
}

.contact-item a:hover {
    color: var(--green);
}

.contact-form {
    background: var(--gray-50);
    padding: 36px;
    border-radius: var(--radius-lg);
    border: 1px solid var(--gray-200);
}

.contact-form h3 {
    font-size: 22px;
    margin-bottom: 24px;
}

.contact-form textarea {
    resize: vertical;
    font-family: inherit;
}

/* ===== FOOTER ===== */
.footer {
    background: var(--navy-dark);
    color: rgba(255,255,255,0.7);
    padding: 70px 0 0;
    position: relative;
}

.footer::before {
    content: '';
    position: absolute;
    top: 0;
    left: 0;
    right: 0;
    height: 4px;
    background: linear-gradient(90deg, var(--green), var(--orange));
}

.footer-grid {
    display: grid;
    grid-template-columns: 1.6fr 1fr 1fr 1.2fr;
    gap: 40px;
    padding-bottom: 50px;
}

.footer-brand p {
    margin: 20px 0;
    font-size: 14.5px;
    line-height: 1.7;
}

.footer-logo {
    height: 56px;
    width: auto;
    max-width: 200px;
    object-fit: contain;
    background: var(--white);
    padding: 8px 14px;
    border-radius: var(--radius-sm);
    margin-bottom: 4px;
}

.footer-social {
    display: flex;
    gap: 10px;
}

.footer-social a {
    width: 38px;
    height: 38px;
    background: rgba(255,255,255,0.08);
    color: var(--white);
    border-radius: 50%;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 15px;
    transition: var(--transition);
}

.footer-social a:hover {
    background: var(--green);
    transform: translateY(-3px);
}

.footer-col h4 {
    color: var(--white);
    font-size: 16px;
    margin-bottom: 20px;
    position: relative;
    padding-bottom: 10px;
}

.footer-col h4::after {
    content: '';
    position: absolute;
    bottom: 0;
    left: 0;
    width: 30px;
    height: 2px;
    background: var(--green);
}

.footer-col ul li {
    padding: 6px 0;
    font-size: 14px;
    display: flex;
    align-items: center;
    gap: 8px;
}

.footer-col ul li i {
    color: var(--green);
    width: 16px;
}

.footer-col ul a {
    color: rgba(255,255,255,0.7);
    transition: var(--transition);
}

.footer-col ul a:hover {
    color: var(--green);
    padding-left: 4px;
}

.footer-bottom {
    padding: 22px 0;
    border-top: 1px solid rgba(255,255,255,0.1);
    text-align: center;
    font-size: 13px;
}

.footer-bottom p {
    margin: 4px 0;
}

.footer-disclaimer {
    font-size: 12px;
    color: rgba(255,255,255,0.5);
    max-width: 800px;
    margin: 8px auto 0 !important;
}

/* ===== FLOATING ELEMENTS ===== */
.float-whatsapp {
    position: fixed;
    bottom: 24px;
    right: 24px;
    width: 56px;
    height: 56px;
    background: #25D366;
    color: var(--white);
    border-radius: 50%;
    display: inline-flex;
    align-items: center;
    justify-content: center;
    font-size: 28px;
    box-shadow: 0 8px 24px rgba(37,211,102,0.5);
    z-index: 999;
    transition: var(--transition);
    animation: pulse 2s infinite;
}

.float-whatsapp:hover {
    transform: scale(1.1);
    color: var(--white);
}

@keyframes pulse {
    0%, 100% { box-shadow: 0 8px 24px rgba(37,211,102,0.5), 0 0 0 0 rgba(37,211,102,0.4); }
    50% { box-shadow: 0 8px 24px rgba(37,211,102,0.5), 0 0 0 20px rgba(37,211,102,0); }
}

.back-to-top {
    position: fixed;
    bottom: 90px;
    right: 24px;
    width: 44px;
    height: 44px;
    background: var(--navy);
    color: var(--white);
    border: none;
    border-radius: 50%;
    cursor: pointer;
    font-size: 14px;
    box-shadow: var(--shadow-md);
    z-index: 999;
    opacity: 0;
    visibility: hidden;
    transition: var(--transition);
}

.back-to-top.show {
    opacity: 1;
    visibility: visible;
}

.back-to-top:hover {
    background: var(--green);
    transform: translateY(-4px);
}

/* ===== ANIMATIONS ===== */
.fade-in {
    opacity: 0;
    transform: translateY(20px);
    transition: opacity 0.7s ease, transform 0.7s ease;
}

.fade-in.visible {
    opacity: 1;
    transform: translateY(0);
}

/* ===== RESPONSIVE ===== */
@media (max-width: 1100px) {
    .seguros-grid {
        grid-template-columns: repeat(3, 1fr);
    }
    .depoimentos-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .parceiros-grid {
        grid-template-columns: repeat(4, 1fr);
    }
}

@media (max-width: 960px) {
    .topbar-left {
        gap: 14px;
        font-size: 12px;
    }
    .hide-mobile {
        display: none;
    }
    .nav {
        position: fixed;
        top: 0;
        right: -100%;
        width: 320px;
        max-width: 85vw;
        height: 100vh;
        background: var(--white);
        box-shadow: var(--shadow-xl);
        padding: 80px 24px 24px;
        transition: right 0.3s ease;
        overflow-y: auto;
        z-index: 999;
        flex: 0;
        display: block;
    }
    .nav.open {
        right: 0;
    }
    .nav ul {
        flex-direction: column;
        align-items: stretch;
        gap: 0;
    }
    .nav > ul > li > a {
        padding: 14px;
        border-bottom: 1px solid var(--gray-100);
        border-radius: 0;
        font-weight: 600;
    }
    .nav > ul > li > a::after {
        display: none;
    }
    .menu-toggle {
        display: inline-flex;
        align-items: center;
        justify-content: center;
    }
    .header-cta .btn-primary {
        display: none;
    }
    .hero-inner {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    .hero {
        padding: 50px 0 60px;
    }
    .why-grid,
    .contact-grid {
        grid-template-columns: 1fr;
        gap: 40px;
    }
    .why-image {
        min-height: 360px;
    }
    .why-illustration {
        width: 280px;
        height: 280px;
        font-size: 110px;
    }
    .steps {
        grid-template-columns: repeat(2, 1fr);
        gap: 40px;
    }
    .steps::before {
        display: none;
    }
    .seguros-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .trust-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .footer-grid {
        grid-template-columns: 1fr 1fr;
        gap: 32px;
    }
}

@media (max-width: 640px) {
    .topbar {
        display: none;
    }
    .header-inner {
        padding: 12px 16px;
    }
    .logo img {
        height: 48px;
    }
    .container {
        padding: 0 16px;
    }
    .section {
        padding: 60px 0;
    }
    .section-header {
        margin-bottom: 40px;
    }
    .hero h1 {
        font-size: 2rem;
    }
    .hero-sub {
        font-size: 16px;
    }
    .hero-features {
        grid-template-columns: 1fr;
    }
    .hero-trust {
        gap: 16px;
        justify-content: space-between;
    }
    .trust-item strong {
        font-size: 20px;
    }
    .quote-tabs .tab-btn {
        font-size: 12px;
        padding: 12px 4px;
    }
    .quote-body {
        padding: 24px 20px;
    }
    .form-row {
        grid-template-columns: 1fr;
    }
    .seguros-grid,
    .depoimentos-grid,
    .steps {
        grid-template-columns: 1fr;
    }
    .parceiros-grid {
        grid-template-columns: repeat(2, 1fr);
    }
    .trust-grid {
        grid-template-columns: 1fr;
    }
    .cta-banner-inner {
        flex-direction: column;
        text-align: center;
    }
    .cta-banner-actions {
        justify-content: center;
    }
    .footer-grid {
        grid-template-columns: 1fr;
    }
    .contact-form {
        padding: 24px;
    }
    .float-whatsapp {
        width: 50px;
        height: 50px;
        font-size: 24px;
        bottom: 16px;
        right: 16px;
    }
    .back-to-top {
        bottom: 78px;
        right: 16px;
    }
}